Creditworthiness & Identity
with LIVE Bank Data
Our identity and creditworthiness solutions now offer even more flexibility for your customers. State-of-the-art solutions for the circular economy, subscriptions, invoice payments, SEPA direct debits, and more!
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Excerpt from our customers
AccountCheck
Do you need a digital creditworthiness solution that integrates seamlessly into your order processes?
Then verify your customers’ payment ability with KontoCheck—without any delays and directly within your workflows using real-time bank data. Ideal for subscription services, leasing, and retail applications.
Looking to Sell Subscriptions?
Subscriptions are equally attractive for you and your customers. With FINcredbleCheck, you can integrate the necessary credit check directly into the check-out and, if desired, combine it with account information for SEPA direct debit processing. You have never made it so easy for your customers to take out a subscription!
RentCheck
With the FINcredible RentCheck, you can check the solvency of your potential tenants with real-time Bank dataNow with zero time loss and fully integrated into your processes. For brokers, private landlords, and institutional property managers, MietCheck is the solution to quickly and easily find the best tenants. the solution to find the best tenants quick & easy.
NEW
The Check can also be integrated directly via API into your property management or broker software or into your website. Fully automated credit checks—made easy.
fall in love with our features
Best Data Quality
Unlock the power of banking insights—now at your fingertips. Our cutting-edge data science analyzes bank account data to deliver the highest-quality insights, empowering you to make smarter, faster decisions.
Europe-Wide Availability
Whether in the EU, Switzerland, or the UK, our technology is available across Europe for you and your customers and can be extended to countries of your choice.
Fraud-Proof & Validated
No room for fraudsters anymore. Our credit checks use information sourced directly from the bank and analyzed under the strictest security standards. Outdated data and forged pay slips are a thing of the past.
Plug & Play Integration
Use our products directly out-of-the-box—whether through industry-specific complete solutions from our partners or via simple integration into your website. Let’s get started!
Tailored Solutions for Your Business
Customize credit assessment content and technical workflows to match your unique business needs. With our powerful analytics and flexible APIs, scaling risk management, underwriting, and onboarding is seamless and efficient.
Transparent & Future-Proof
Consumers, data protection advocates, and the EU Commission aim to protect individuals from debt traps with new legislation. KontoCheck meets these new requirements and is fully future-proof, ensuring your compliance and customer trust.
Latest News & Stories
Stay updated with FINcredible’s latest news, use cases, and user stories.
7 Years of Open Banking – A Success Story
Seven years ago, a new era began in the financial world. With the implementation of the PSD2 directive (learn more about PSD2 here), Open Banking
PSD3 – New Regulations for an Enhanced Customer Experience
PSD3 – New Regulations for an Enhanced Customer Experience
Press
“… data protection-compliant online service …”
“Check the creditworthiness of tenants with the rent check”
” … checks your creditworthiness & pays attention to your data protection … “
” … comprehensive and validated decision bases in the ID and creditworthiness area … “
” … on the basis of current bank account information … “
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